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Apple iPhone Users In India Can No Longer Use Credit, Debit Cards To Buy Apps: Here’s What You Need To Do

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Highlights:

  • Apple stops accepting payments through Indian credit and debit cards.
  • The new rules also state that Apple has to set up an e-mandate for customer cards.
  • To continue enjoying your subscriptions, you can pay with your Apple ID balance.

Apple has stopped accepting payments through Indian credit and debit cards for app purchases and subscriptions. Consequently, people in India are unable to pay for services like Apple Music or iCloud with a credit or debit card. They can’t buy apps or buy any media with their cards now. Apple users who are using a credit or debit card as a payment method using their Apple ID are now seeing an error that reads, This card type is no longer supported.” Apple has also sent out emails to users to inform them about the new development.

The email reads, Due to the Reserve Bank of India (RBI) regulations, Apple Search Ads will soon no longer accept payments from credit cards issued by banks in India.” It further said, “Starting 1 June, all campaigns using a credit card issued from a bank in India will be placed on hold. To avoid a lapse in serving ads to your customers, you can use a credit card issued by a bank outside of India. You can update your payment method by going to the Billing tab in your account settings.

Supported payments method for purchases on Apple App Store in India:

  • Apple ID balance (from adding funds)
  • Net banking (adding funds only)
  • UPI (adding funds only)

As mentioned above, they can continue their subscriptions made via the Apple App Store with the help of Apple ID Balance and add funds to their Apple ID with the help of net banking or UPI. While this might cause some inconvenience for users, it is imperative for companies to fulfill the requirements presented by the Reserve Bank of India in order to function in the country.

For those developers offering auto-renewable subscriptions on their apps, Apple suggested promoting payments using the Apple ID wallet. For users facing issues with auto-renewal of subscriptions on their Indian credit and debit cards, Apple suggests adding balance to their Apple ID wallets, which will enable recurring payments.

The new rules also state that Apple has to set up an e-mandate for customer cards. Apple customers in India will need to use two-factor authentication and set up a new e-mandate when issuing recurring payments. They will also need to give consent for each purchase above Rs 5,000.

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