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6 Best Crypto Wallets with High Interest



If you are thinking about boosting your investment yield in 2021, you may want to consider using the best crypto wallets that pay interest. Opening a crypto savings account will allow you to dramatically build your wealth by multiplying your returns.

Crypto savings wallets offer almost the same level of rewards as bank or credit union savings accounts. However, before you start investing in crypto wallets with interest, you should try to familiarize yourself with how the wallets work and their levels of security. This article covers all that you need to know about crypto-based savings accounts and how to make money with crypto wallets such as YouHodler, Linus, and BlockFi.

Top 6 crypto savings accounts (wallets with interest) to invest in

Blockchain Interest Account offers interest account features for users on the crypto platform. This interest-paying account acts as a crypto-interest earning storage facility within your wallet. It pays interest based on the amount of crypto you HODL (store) and transfer. It is relatively easy to set up your interest-paying wallet and start earning money from the comfort of your home. Blockchain has a guide for users to learn how to increase their earnings and get paid on the first day of each month.

Any amount of funds you transfer to your interest account will start generating potential income at a compound interest rate. When you store crypto in your interest account, you can withdraw your funds in addition to the interest accrued to your trading account.

Blockchain offers users a competitive interest rate to entice them to hold as much crypto as they want. By lending the invested cryptocurrency deposits out to trusted and verified borrowers, the platform helps customers get higher yields on their investments. The rate consists of a larger portion that is paid out to users as interest while a small amount goes in to cover operational costs of the blockchain.

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YouHodler Bitcoin Wallet

YouHodler is one of the most advanced crypto wallets that pay interest on the market. As the name implies, YouHodler allows you to HODL, earn and increase your returns in one place. The crypto interest accounts are integrated with multi-coin wallets for enhanced convenience and usability. You could earn attractive interest rates as high as 12% APY. YouHodler’s services are available in the UK, EU, Eastern Europe, and also Asia. With a minimum investment of $100, you are good to go.

Why you should choose YouHodler’s Multi-Coin Wallet?

· Simple design and advanced functionality

Every serious crypto investor knows the importance of keeping their assets safe. With, your multi-coin wallet is built securely to allow you to simplify your crypto deals and improve your security. You will be able to manage your coins and tokens with ease and earn amazing returns. You can use this smart digital wallet to HODL, earn, and multiply your assets all in one place. The advanced crypto interest wallet is compatible with iOS, and desktop systems.

· Keep a large number of coins

Have the freedom to create a BTC account with each Bitcoin wallet alongside extra dedicated multi-coin wallets for more than 14 popular cryptos. YouHodler supports common cryptos such as USDT, BTC, LTC, ETH, Tether, BUSD, BNB, XMR, DOGE, and BCH.

BlockFi wallet

Here, there are no account minimums; BlockFi guarantees higher yields and easy access to many crypto investors. The relatively high yield on Bitcoin is attractive to any HODLer, even for those with a holding of fewer than 5 bitcoins (which is still a lot of money by the way).

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One downside to BlockFi is that the wallet is not favorable to high-volume investors as those with more than 5 bitcoins yield just 2% interest. In other words, the more BTC you have, the less you earn.

BlockFi wallet bonus: enjoy a bonus of up to $25 when you make a deposit of $250 and maintain it for some time.


Linus is another great crypto-based savings account that promises high yield savings. As an investor, you can deposit US Dollars and generate interest in USD.

Investors need to understand how Linus works before they open their crypto savings accounts. Linus lends out your money to investors who buy Ethereum without advertising any other pooling layers; this set-up ensures a relatively stable price on ETH.


Gemini is well-known for being a smart choice for people who want to invest and trade cryptocurrencies for higher yields. The Gemini Earn platform makes it possible for users to generate interest on their crypto holdings. Earn up to 7.4% interest including 2.05% on Bitcoin just by transferring your crypto to your Gemini Earn account.


This reputable exchange offers digital wallets that serve as crypto savings accounts for users. US-based investors can generate up to 1.25% APY on USD Coins. Unlike other platforms, Coinbase doesn’t lend its USDC. When you deposit $100 or more, you will earn a $5 bonus.

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